Dealers
Submit once, then watch it move
- Find the contract by VIN
- Required documents listed before the claim is sent
- Status per job, in plain words
- Authorized amounts and payment status on the claim
Vehicle protection administration
Easy claims for dealers. One ledger for the TPA.
Traxle is the administration system for SME TPAs of vehicle protection products: contracts, claims, adjudication and payments in one place, with every financial event written to an append-only ledger.
- Free for dealers
- Priced on contracts issued
- Every dollar on one ledger
- Onboard in days, not months
The problem
Most administrators still run on phone calls, inboxes and spreadsheets.
Claims by phone
Prior authorization means a service advisor on hold mid-repair, and the claim’s status lives in someone’s inbox.
Adjusters chasing paper
Much of an adjuster’s day goes to following up documents and answering “where is it?” instead of deciding claims.
Numbers that never quite agree
Premium, claims and payouts cross TPA, dealer and insurer through hand reconciliation, and small variances compound for years.
The platforms built to fix this were made for administrators many times the size, and are priced and implemented to match. Traxle is built for the rest.
How it works
One loop, one record
A dealer, an adjuster and finance work on the same claim, so nobody re-keys it and nobody has to ask where it is.
- Step 1
Contract issued
From a plan, with the customer and vehicle captured in the same pass. Its fund split posts to the ledger.
- Step 2
Claim submitted
The dealer finds the contract by VIN, adds jobs and line items, and sees the required documents before sending it.
- Step 3
Adjudicated
Each line approved or denied with a reason, adjustments documented, coverage checked against the contract.
- Step 4
Authorized
Within the adjuster’s money authority, or routed to underwriting above it. Routine claims can authorize automatically.
- Step 5
Paid
The payment is recorded against the claim and posts to the ledger.
- Step 6
In the book
Every figure in the book is read from the ledger, never rebuilt in a spreadsheet.
Who it is for
Built for every seat around a claim
Claims adjusters
Decide each claim once
- Claims arrive with their documents
- Approve or deny each line, with documented adjustments
- Money authority per adjuster; above it, underwriting
- Two adjusters never overwrite each other
Finance
Read the book from the ledger
- Every premium split, authorization and payment is an entry
- Corrections are reversing entries, never edits
- The book is aggregated from the ledger, not recomputed
The ledger
A variance is not fine.
Money crosses TPA, dealer and insurer, and small differences compound for years. Traxle keeps one record of every dollar, and no entry in it is ever edited.
Edits and deletes are refused
The database rejects any change to a ledger entry. Premium splits, authorizations and payments are written once.
A correction is a reversal
A wrong figure is reversed with a reason and the right one posted, so the history stays and the total still lands where it should.
Every report reads the ledger
The book is aggregated from entries, not rebuilt from claims in a spreadsheet, so every figure traces back to what happened.
Adoption
Switch without a leap
The real risk in changing systems is being wrong. Traxle is built to be tried before it is trusted.
Run alongside first
A new dealer starts as not producing. Run it beside your current system and open it when the numbers agree.
Your book comes with you
Onboarding includes importing your existing contracts, and is waived on annual plans.
Configuration, not consultants
Plans, prices, fund splits and document rules are settings your team edits. There is no implementation project.
One login for dealers
A dealer user working with several administrators on Traxle signs in once and switches between them.
Pricing
Priced on contracts issued, not seats
One subscription per TPA. Dealers and every user are free and unlimited, and automation is in every tier.
- Launch$500 /month300 new contracts a month
- Growth$1,250 /month1,200 new contracts a month
- Scale$2,750 /month3,500 new contracts a month
See it on a book like yours
Thirty minutes with the people who build Traxle: a contract issued, a claim authorized, and the ledger behind both.